I am deeply concerned that the American public, especially our nation’s elders, will be relying on our government to offer lengthy term care solutions they will never ever see. They will only see the “smoke and mirrors” of Health Care Reform.
Our nation’s seniors are the most vulnerable segment of the U.S. population vulnerable each well being smart and financially. They are silently discovering the savings they believed would be sufficient is not adequate. They are silently fearful of operating out of funds with no 1 to care for them as they develop into a lot more frail. The silence is about to turn out to be deafening.
Regrettably, when Health Care Reform proudly announced New Extended Term Care Services, it discouraged quite a few American’s from purchasing Lengthy Term Care Insurance.
The New York Occasions reported on ‘Options Expand for Economical Lengthy-Term Care’ THE NEW OLD AGE. The Related Press announced ‘New Overall health Care Law Has Added benefits for Seniors’. Point becoming, the casual reader was relieved to hear their government will “take care of them” when they want long term care solutions. We now know that is not about to take place.
Fortunately our representatives in Washington discovered that Wellness Care Reforms answer to the difficulty of Lengthy Term Care, “CLASS”, (Neighborhood Living Help Services and Supports Act) legislation would have been fiscally unsound. $70 billion in premiums that was anticipated to be raised for the new “lengthy term care” system would have been counted as “deficit reduction”. The extended term care rewards it was intended to finance have been assumed not to materialize in the very first 10 years. However, that income was not accounted for anywhere in the legislation.
The new legislation proposed to “trim” $463 billion from Medicare. However Medicare is presently having problems balancing its books nowadays. Yet, why does the health care bill inform us Medicare can operate more cheaply going forward without having the accompanying reforms?
Our national media gave huge fanfare to the CLASS ACT when it passed. Regrettably the media has offered the CLASS ACT’s demise small interest. Now what?
Projections show that the federal deficit is anticipated to exceed $700 billion annually more than the next decade. This primarily will double the national and $900 billion represents interest on prior debt. Would the CFO of any key corporation in the United States enable the organization he worked for to end up in this kind of economic position? Certainly not.
Our officials in Congress have been elected to guard the very best interests of the American folks. “Robbing Peter to pay Paul”, and as soon as once again printing additional currency, has turn into our government’s mantra for the future. However the magnitude of the mismanagement of America’s purse strings has now reached an unconscionable state.
The United States of America can’t continue to mismanage its economic future. Future Congresses will have to provide a multitude of future reforms and, regrettably, history tells us THAT will never happen. Proposals for financing well being reform were based on more “smoke and mirrors”. The “Cadillac” tax is scheduled to commence in 2018.
The overall health care legislation that has been forced on each and every and each one particular of us is known to be fiscally unsound. Exactly where do we go from here? It is also easy to point the finger at the President and his administration. But Congress owns the responsibility of passing Wellness Care Legislation. And THAT is the trouble.
The 535 voting members of Congress shared the duty equally. If a single clear pondering, intelligent, honorable Congressman had the entire duty for Well being Care Reform, he or she would not have forced a fiscally unsound Well being Care Reform Bill down our throats.
Now let’s again evaluate how Health Care Reform will perform against our senior citizens.
A most recent government report identified that in 2000 there have been 1.eight million obtainable nursing residence beds. As the year 2010 came to a close, there have been 1.7 million nursing residence beds a net 5 percent reduction in accessible beds. And, there are no new nursing properties getting constructed.
Now there is much less than 1.5 million Americans confined to nursing houses. Reportedly 10 percent of these nursing residences are operating beneath bankruptcy protection. It is nicely known that most of these facilities are understaffed and many do not have competent help.
Next, let’s consider that the Alzheimer’s Association tells us the likelihood of developing Alzheimer’s right after age 85 is 50 percent. By 2030, they inform us that the number of persons age 65 and older with Alzheimer’s illness is estimated to reach 7.7 million, a 50 % increase from the 5.two million age 65 and older currently impacted.
The logical query I have to ask is “if we can not take sufficient care of 1.five million persons nowadays, how can we possibly take care of 7.7 million individuals in 2030?” We can’t. A lot more merely put, when you or your spouse or your parent has Alzheimer’s, there is no place for them to go. Not to be cruel, but if you ever assume for a moment about taking in an aged parent with Alzheimer’s into your home, please believe once again. Ask any caregiver who’s been through it. It is Guaranteed to destroy any families’ peace of thoughts and harmony.
Why are not our political leaders actively operating on solutions? Where’s the outcry? Regrettably our political leaders only align themselves with solvable issues.
America’s seniors became more hopeful reading that Health Reform will aid them with added Extended Term Care solutions. And organika 通風靈 know THAT is not going to happen. There are no plans in spot to assist our nation’s seniors think they’ll acquire the comfort and dignity of adequate lengthy term care services. What is worse is the silence shared by all our political leaders. The silence is now deafening.